We are ATOL & TTA Members


Find out more information about ATOL & TTA

 

What it is ATOL?

 

ATOL protects you when you book a holiday with a UK travel company. It ensures you do not lose money or become stranded abroad if your travel company collapses.

ATOL stands for Air Travel Organiser's Licence and is backed by the UK Government.

 

What are the benefits of ATOL protection?

 

ATOL stops you losing money or becoming stranded abroad if your travel company collapses:

  • If the company collapses while you are on holiday, the scheme will make sure you can finish your holiday and return home.
  • If the company collapses before you leave the UK, the scheme will provide a full refund for the holiday.

What situations does ATOL cover?

 

ATOL protection applies to virtually any overseas air holiday booked with a UK travel company. The law says your holiday must be protected if you book a holiday with a single travel firm that includes:

  • flights and accommodation (including a cruise), or
  • flights and car hire, or
  • flights, accommodation and car hire.

 The scheme also applies when: 

  • You book flights (including UK domestic flights) but do not receive your tickets immediately. This is most common with charter flights, but can also apply to discounted scheduled flights. Please note that ATOL does not apply to holidays or flights booked direct with scheduled airlines or to flights booked with airline ticket agents.
  • Your holiday involves at least one flight to or from the UK. For instance, a fly/cruise break where you travel out by ship and fly home, or a holiday in France where you travel out by Eurostar but fly home.
  • You book a package that includes UK domestic flights

How can I tell if my holiday is covered by ATOL?

 

Most overseas air holidays booked with UK travel companies must be protected. There are several ways to check:

  • Look before you book. Check for the ATOL logo on travel company websites, brochures and advertisements. If you are not sure, ask your travel company or agent to tell you about ATOL protection.
  • Use our facility http://publicapps.caa.co.uk/modalapplication.aspx?appid=2. This allows you to check that the travel company you are booking with is part of ATOL.
  • Make sure you are given an ATOL Certificate. The law says you should be given a certificate to show you are covered as soon as you have booked and paid any money towards a holiday or flight.

It is important that you book your holidays with a reputable travel company. If you book with a company that is not a member of ATOL then you will not be covered by ATOL protection. 

I have been given an ATOL Certificate. What is it for?

 

Your ATOL Certificate is proof the holiday you have booked is protected by ATOL. It explains what protection you have and what to do if your travel company collapses. Keep it somewhere safe and take it on holiday so you know how to make an ATOL claim if you need to.

What should I do if do not receive an ATOL Certificate but think I should have?

 

We are confident the travel industry has implemented procedures and systems to issue ATOL Certificates as required by law.

However, if you do not receive a certificate and believe you should have done, first contact your travel company. If you are unhappy with their response, please email to: atolcertificates@caa.co.uk

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Should I book a holiday if the travel company cannot give me an ATOL Certificate?

 

UK travel companies are legally required to provide an ATOL Certificate as soon as any money is taken for a booking. The vast majority of travel companies do this.

However, always check you will be given an ATOL Certificate before you book. It's your guarantee of protection. If your travel company says they cannot provide one, ask why and consider your options carefully before proceeding, because you will be booking at your own risk. 

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What happens if my travel company fails, but I don't have an ATOL Certificate?

 

Travel companies have been legally required to issue ATOL Certificates since 1 October 2012. If you booked your holiday after that date, it's your best guarantee of protection. Having said that, we consider all claims on a case-by-case basis.

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My ATOL Certificate says "Flight-Plus" on it. What does this mean?

 

A Flight-Plus holiday is one where you have booked your flights and accommodation with the same travel company, but not as a package holiday. For instance, your travel agent might have purchased flights and booked a hotel for you.

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My travel company has charged me an ATOL protection contribution (APC). What is this?

 

ATOL is funded by travel companies, which are required to pay £2.50 per traveller into a central ATOL fund. This money is used allow holidaymakers to complete their holidays or issue refunds should a travel company collapse.

This charge is not a tax on individuals or an insurance premium - the law requires travel companies to pay it, not holidaymakers. However, some travel companies choose to highlight the ATOL scheme cost by showing it separately on receipts and invoices.

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TTA Member

Who are the Travel Trust Association?

 

The Travel Trust Association is a travel trade association. Our membership base consists of travel agents, tour operators and travel organisers.
 

The Travel Trust Association exists in order to provide you, the customer, with 100% financial protection and has been doing so for over 20 years. This means that every penny that you pay to our members is protected by the Travel Trust Association. 

It means that you can book your holiday secure in the knowledge that Travel Trust Association will protect you in the unlikely event of a member becoming insolvent.

Should a member of the Travel Trust Association for any reason financially fail or cease trading, the Travel Trust Association will liaise with the suppliers and tour operators to ensure that you holiday goes ahead unaffected. If for any reason this is not possible, we will administer a claim for a refund of money that you have paid to a member for your holiday.

All members of the Travel Trust Association have to abide by the members Code of Conduct. This is to ensure that the customers receive the best possible service.

How does Travel Trust Association provide 100% financial protection for me?

 

Every Travel Trust Association member deposits your money into the Trust Account. A Trust Account is a bank account designated to hold the customer's money.
 

Your money remains in the Trust Account and is supervised by an appointed Trustee who is either a banker, chartered or certified accountant or a solicitor. Both the Travel Trust Association members AND the Trustee are required to authorise payments from the Trust Account.

In addition to being held in trust, your monies are also guaranteed.

A Stand Alone Safe Seat Plan policy is a guarantee which is issued on your behalf by the Travel Trust Association member. If your money is not in the Trust Account, the Stand Alone Safe Seat Plan policy will reimburse the loss of any amount paid to a Travel Trust Association member up to the value of £11,000 per passenger.

It is the combination of the Trust Account and the Stand Alone Safe Seat Plan that ensures all of the money which you have paid to a Travel Trust Association member is safely protected and available to pay for those services which you have booked.

Please be aware that this is NOT a travel insurance policy. The Stand Alone Safe Seat Plan will only protect the money that you have paid to a Travel Trust Association member. You will need to take out a separate travel insurance policy to provide cover for cancellation, medical expenses and lost baggage, etc. The Travel Trust Association member will be able to provide you with a travel insurance policy.

I booked with a Travel Trust Association member that entered into an event of default. What happens now?

 

A travel company enters into an event of default once they have ceased to be a member of the Travel Trust Association. It is a standard term used by the Travel Trust Association when a company is no longer a member of the Travel Trust Association for any reason.
 

If you have booked with a Travel Trust Association member who has entered into an Event of Default, do not panic! The Travel Trust Association provides total financial protection for any monies you have paid TTA members for travel. 

We expect clients to travel as planned. We shall be liaising with suppliers and tour operators to ensure that your holiday goes ahead unaffected.

If for any reason this is not possible, we will be administering a claim for a refund of money that you had paid to the member for your holiday.

It is important that customers contact the Travel Trust Association before booking a replacement holiday as it is likely that you will continue with your booking as intended. If you wish to cancel your booking please note that you will be subject to the usual cancellation charges applied by the tour operator(s).

The Travel Trust Association requires all customers to provide the following information:

Copies of correspondence with agency e.g. booking confirmation, invoices, proof of payment.

If you paid by:

  • Credit/debit card- If payment has been made by credit or debit card please forward your original card statement(s). This is the statement received on a monthly basis from your card provider and not only customer card holder receipts. Please contact your card provider for duplicate statements if necessary. Please ensure that the name of the account holder and payment to the Travel Trust Association member is clear. 
  • Bank transfer: If payment has been made by bank transfer please forward your original bank statement showing that this transfer has cleared your account. Please ensure that the name of the account holder and payment to the Travel Trust Association is clear. 
  • Cheque: If you have made payment by cheque please request a copy of this cheque(s) from your bank and forward upon receipt to the Association together with your bank statement(s) showing that this cheque(s) has cleared your account. Please ensure that the name of the account holder is clear. 
  • Cash:If payment has been made by cash, please forward all receipts together with your bank statement(s) showing this withdrawal. Please ensure that the name of the account holder and the withdrawal balance is clear. 

 

Please contact your bank to obtain a copy of the cheque and forward to the Association together with a copy of the bank statement showing that this cheque has cleared your account.

Please send this paperwork to:

Travel Trust Association
2 Crown Square
Woking
Surrey
GU21 6HR

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What is the difference between Travel Trust Association and ABTA?

 

ABTA ended its consumer promise in 2006. This means that not all of the travel arrangements that you book through an ABTA member are necessarily protected in case of the financial failure of the travel company.

You will need to ask the ABTA member how financially secure their travel arrangements are. If the arrangements are not automatically protected, the ABTA member may be able to offer suitable insurance to cover you.

If you book with a Travel Trust Association member your money is 100% financially protected. This is achieved in two ways.

Every Travel Trust Association member deposits your money into the trust account. A trust account is a bank account designated to hold the customers' money.

Your money remains in the trust account and is supervised by an appointed trustee who is either a banker, chartered or certified accountant or a solicitor. Both the Travel Trust Association members AND the Trustee are required to authorise payments from the Trust Account.

In addition to being held in trust, your monies are also insured.

A Stand Alone Safe Seat Plan policy is an insurance policy which is issued on your behalf by the Travel Trust Association member. If your money is not in the Trust Account, the Stand Alone Safe Seat Plan policy will reimburse the loss of any amount paid to a Travel Trust Association member up to the value of £11,000 per passenger.

It is the combination of the Trust Account and the Stand Alone Safe Seat Plan that ensures all of the money which you have paid to a Travel Trust Association member is safely protected and available to pay for those services which you have booked.

Please be aware that this is NOT a travel insurance policy. The Stand Alone Safe Seat Plan will only protect the money that you have paid to a Travel Trust Association member. You will need to take out a seperate travel insurance policy to provide cover for cancellation, medical expenses and lost baggage etc. The Travel Trust Association member will be able to provide you with a travel insurance policy.

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What does Event of Default mean?

 

A travel company enters into an Event of Default once they have ceased to be a member of the Travel Trust Association. It is a standard term used by the Travel Trust Association when a company is no longer a member of the Travel Trust Association for any reason.

I have a complaint about a Travel Trust Association member. What can I do?

 

In the event of a breakdown of communication or a serious disagreement between a member and their customer, the Travel Trust Association can act as an independent intermediary.
 

All complaints are dealt with in writing. Should you feel the need to make a complaint about one of our members, please detail the matter in writing and post it to:

Travel Trust Association
2 Crown Square
Woking
Surrey
GU21 6HR

Please enclose copies of any previous correspondence that you may have had with the company and any paperwork that is at all relevant e.g. receipts and bookings.

Upon receipt we will administer your complaint for you and ensure that you receive a response. Should the response that you receive not be satisfactory, we can then offer you an arbitration service.

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